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I believe he may surrender his life insurance

By Kelly

02/04/2008
He has more than one policy so I believe that he will surrender that life insurance policy. He would like to free up some money now that he is a senior and can do this with an insurance life settlement. With the senior insurance life settlement he would be able to pay for his grand daughter’s wedding. He has raised her for years. She does not want him to surrender his life insurance for her. But he has explained that he will be fine and it is what he wants to do. He will make an appointment to discuss his senior insurance life settlement next week.

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Case Examples

Case Example #1; Policy Type = Term; Age = 81; Sex = Female; Face Value = $3,500,000; Cash Surrender = $0; Life Settlement = $850,000

Case Example #2 - Policy Type = Universal; Age = 75; Sex = Male; Face Value = $5250,000; Cash Surrender = $21,000; Life Settlement = $72,000

Case Example #3 - Policy Type = Key-Man; Age = 72; Sex = Male
Face Value = $1,000,000; Cash Surrender = $194,000; Life Settlement = $368,000

Case Example #4; Policy Type = Term Life ; Age = 74 / impairment; Sex = Male; Face Value = $175,000; Cash Surrender = $0 ; Life Settlement = $64,000

Case Example #5 - Policy Type = Whole Life ; Age = 80; Sex = Female; Face Value = $750,000; Cash Surrender = $67,500 ; Life Settlement = $218,000
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